Lexcel Solution Profiles:
Performance Benchmarking  |  Advanced Fraud Protection Services

In a fraction of a second, payment card fraud can strike and result in catastrophic permanent financial, operational and credibility losses. No organization can escape the increasingly complex and ambitious fraudulent attempts that go undetected in many transaction processing systems. Electronic transaction processors are especially vulnerable and must be proactive in order to avoid negative impact to their revenue stream and core infrastructure. Due to high volumes and increased sophistication of fraudulent attacks, the testing of fraud detection systems is a mission critical concern for any transaction processing organization. Any breach of your system will result in wavering customer confidence and could potentially hurt the reputability of your brand.

Lexcel’s extensive background and vast knowledge base can save your organization from a catastrophic fraud event by ensuring your transaction processing systems’ integrity, capacity and fraud monitoring is performing effectivly. Organizations currently utilizing Lexcel testing solutions realize 50% time savings and up to 75% greater efficiency; meaning the scope and depth of testing fraud monitoring services can be greatly expanded without additional resource costs.

Best of Breed industry leaders already using Lexcel’s solutions are saving time, energy and money in addition to expanding their testing scope to create a benchmark for fraud detection through:

• Log file analysis
• Expanded configuration of the test environment
• Execution of fraud system processing
• Final baseline vs. regression analysis
  

Lexcel has globally deployed over 2,200 test systems; touching an estimated 95% of EFT transaction types in the world. Drawing from decades of logged testing plus industry experience and proprietary analytics, Lexcel has built a massive knowledge base on the subject of normal and abnormal transaction activity, as well as the ability to determine fraud indicators that are not normally suspicious utilizing typical cardholder data and behavior patterns. Our successes are visible through our customers’ prevention of lost revenues and enhanced infrastructures as a result of making Lexcel the cornerstone of their testing philosophy in quality assurance, fraud, risk and certification departments.

Through decades of payment industry experience, organizations look to Lexcel to customize, exercise and expand not only their fraud knowledge base, but to incorporate methodology that addresses the entire spectrum of the end-to-end transaction processing environment. Each aspect of your transaction processing environment can be addressed through Lexcel’s extensive product-base including solutions for ATM, Point of Sale, Payment Network, Capacity Planning and Settlement.

Your fraud protection solution is Lexcel’s patented capacity planning and performance software. Lexcel TestSystem® CapSystem® (CapSystem®) consistently sets the industry standard for host system benchmarking and throughput capacity — when broadened with fraud-triggering test beds — CapSystem becomes the catalyst for accurately generating accelerated transaction inputs exercising filter-based and sophisticated neural model fraud techniques.

Lexcel will assist your organization in managing transaction volumes and expanding your fraud database from your existing data. This, coupled with Lexcel consulting services and scheduling performance tests, will enable you to quickly identify and red flag fraudulent or suspect transactions. Integration of Lexcel’s CapSystem, already equipped to populate a database with fraud markers, improves detection speed and accuracy, and shortens response times, all of which lead to improved processing integrity.

CapSystem provides your organization with the flexibility to customize Lexcel’s fraud-based transaction environment with your own data or to draw from Lexcel’s extensive collection of industry-specific fraud test cases. In most cases a combination of your organizations known fraud triggers, coupled with Lexcel’s proposal for expanding your fraud detection system, results in a powerful solution.

Lexcel will help your organization manage and avoid negative impacts produced by fraudulent transactions through modeling and generating data to fully exercise your transaction processing system against potential target attacks.