September 12, 2002

The Credit Union 24® Network, one of the largest credit union-owned deposit-taking credit union networks in the nation, named Lexcel® as the Network’s preferred provider for Network testing utilities. Credit Union 24 has signed an agreement to jointly market the Credit Union 24 Network’s Lexcel TestSystems® developed by Lexcel Solutions®.

The agreement will enable the Credit Union 24 Network to offer Lexcel’s premier testing software in the Credit Union 24 format to its members at a significantly reduced price.

The testing software is designed to assist Credit Union 24 members with testing by providing a stand-alone utility that resides internally at a credit union allowing members to test 24x7 as required. The system enables members to test both issuer and acquirer messages by emulating the Credit Union 24 Network. The system also adds testing-specific functionality to develop application code more quickly and accurately, improve the QA process and reduce the amount of time necessary for certification and implementation.

Ed Barthelme, Lexcel’s former Vice President of Sales noted, “the agreement creates a win-win-win situation that should enable Credit Union 24 Network members to monumentally improve their testing and QA results while enabling the Network to improve overall network integrity.“ “We are very pleased to add the Lexcel testing software to our array of products and services,” stated Ed Young, Credit Union 24 CIO & Senior Vice President. “We strive to be more than ‘just another network’ by providing our Network Participants with the best products and services available.”

With 17 links, the Credit Union 24 Network has more EFT processor links than any other regional ATM/POS network. The Credit Union 24 Network has network participants located throughout 20 states with 7 million cardholders and access to over 13,500 ATMs located throughout the U.S., Canada, Puerto Rico, Japan, Guam, Portugal and England. Many of these ATMs are surcharge-free through the Credit Union 24 Network voluntary surcharge-free CU HERE Program. The Credit Union 24 Network provides credit union participants’ members point-of-sale access at many large retail chains, including Wal-Mart Stores, Inc., Sam’s Club, Publix Super Markets, Inc., Winn-Dixie Stores, Inc., Eckerds, Walgreens, Food Lion LLC, plus thousands of local retailers across the nation.